LUTHERAN SOCIAL SERVICES OF SOUTHERN CALIFORNIA

Housing Counseling Services

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Full 2

We are here to Embrace, Equip and Empower individuals with the knowledge to make the best housing decisions… 

First Time Homebuyer Education

A Homeownership class that covers the general areas of: decision to purchase a home; process of buying a home; obtaining a mortgage; closing process of a purchase; understanding obligations as a homeowner; selection and how to purchase a home and much more.

Default/Foreclosure Prevention Counseling

LSSSC’s certified housing counselors successfully assist homeowners who are at risk of losing their home by exploring any available options including loan modification, special forbearance, partial claims, repayment plans, reinstatement plans, and short sale options.

Rental Counseling

The purpose of this counseling is to provide information regarding the rental rights and responsibilities in order to provide a healthy, safe housing environment and reduce the events leading to eviction. Clients seeking rental counseling may be transitioning from homeownership.

Financial Capability

Our Financial education and empowerment are intended to help unbanked and underbanked consumers achieve, identify, and access lower-cost financial products and services, establish or improve their credit, increase their savings, or lower their debt.

Homeless/Displacement Counseling

The purpose of this counseling is to identify potential safety nets for the client and instruct them to keep services that can provide them with relief or removal from a
homeless situation.

 

 

GROUP EDUCATION AND LIVE WORKSHOPS

We’ve got the perfect first step.

OUR FREE WORKSHOPS CAN HELP YOU NAVIGATE THE HOUSING MARKET
WITH CONFIDENCE.

 

LSSSC offers Free Education classes on all the individual counseling services that are especially designed for clients who are serious about taking control of their housing goals and want to be prepared to make the right decisions. These classes take the mystery out of the home buying process and educates individuals on avoiding scams while also furthering knowledge on Fair Housing practices. Also, a Certificate of Completion is provided upon attendance of the class. Since LSSSC is a HUD-approved counseling agency, this certificate fulfills the education requirements for certain loan and assistance programs.

As a HUD approved housing counseling agency, LSSSC provides education and counseling to residents seeking to better their housing situations. An 8-hour HUD approved housing education certificate is provided to homebuyers to qualify for certain mortgage lending programs. LSSSC’s certified Housing Specialists also provide one-on-one counseling to develop personalized Homeownership Action Plans and to determine the homebuyer-readiness status of each client. Group Education workshops are held on Fridays at least once per month. Please refer to our Events page for more details.